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Gift giving ideas that are thoughtful and easy on your wallet
BY PATRICK VOLK, Dec 5, 2017
The holidays can often be a bit stressful with all of the pressures of visiting family and traveling, not to mention the financial strain of gift giving. A 2016 Experian holiday shopping survey found 43% of shoppers said that the extra expenses incurred during the holidays makes it hard to enjoy the…
BY INVESTED, Nov 30, 2017
So you’re interested in the world of finance, or more specifically investing. Your interest has probably led you to literature or online text that has utilized terms specific to investing, one undoubtedly being portfolio. A portfolio can be defined as a collection of valued items, but if we narrow…
BY INVESTED, Nov 20, 2017
You can think of a bond as an IOU, with you being the one who is owed. The way bonds work is that you lend money to the government, a municipality or a corporation for an agreed length of time and they issue you a bond as a promise to pay you back the principal once the bond has matured. In…
BY PATRICK VOLK, Nov 3, 2017
Thanksgiving has always been my favorite holiday. I love the gathering of family and I especially love to cook for everyone. As I begin planning for the annual Volk family Thanksgiving dinner, I’m realizing that there are a lot of parallels that can be drawn between planning for a large meal and…
BY PATRICK VOLK, Oct 26, 2017
Social Security was built as a safety net back in the 1930’s. If you work, you pay into the social security system, 7.65%. It’s actually broken down into two parts, 6.2% goes towards OASDI (Old age, survivors and disability) and the other 1.45% goes to Medicare (medical insurance for everyone 65…